Covers loss or damage to the vehicle including legal liability to third
parties in respect of death, injury or property damage arising from the
use of the motor vehicle.
Motor private covers vehicles that are used for private/domestic
purposes while motor commercial covers vehicles used for
business/commercial purposes.

Motor private covers vehicles that are used for private/domestic purposes while motor commercial covers vehicles used for business/commercial purposes.

Covers your house (building) and belongings (content) against risks
including; fire, theft, damage by extreme weather and other losses.
It also cover revenue losses that may occur as a result of events of loss.

This insurance plan provides protection for unexpected loss or harm
resulting from burglary, fire, or theft to residential properties and their
contents, including valuable items typically carried or worn. It includes
coverage for your personal liability and that of your household
members. Additionally, the policy covers expenses incurred in the event
of the death, injury, or illness of your domestic servant during their
employment as defined in the Work Injury Benefits Act.

The Professional Liability insurance offers protection against legal
liability claims stemming from errors, omissions, or negligent acts
committed by the insured in the provision of professional services. It
also covers the legal expenses involved in defending the insured against
such claims, subject to selected liability limits

Travel insurance is a type of insurance that provides coverage for
unexpected events that may occur while traveling. It is designed to
offer financial protection and assistance in situations such as trip
cancellations, medical emergencies, lost luggage, and other unforeseen
circumstances that can disrupt travel plans or result in financial loss.
Covers both local and oversees travel.

WIBA policy covers employees of the Insured whilst on duty and
engaged in the execution of the Insured’s business and/or any project
undertaken by the insured against accidental bodily injury,
disablement, death or occupational illness as provided under the Work
Injury Benefits Act 2007.
The Group Personal Accident covers your employees on a full-time
basis unlike the Work Injury Benefits Act/ Employers Liability policy
which is strictly defined and only covers employees when they are at
work (usually 8am-5pm or 8-hour work shift)
We also provide a personal accident cover to individuals, schools and
organized groups on very reasonable premium terms.

Liability insurance is a type of insurance that provides coverage for
claims made against the insured individual or organization for damages
or injuries they are found legally responsible for causing to another
party. It typically covers costs associated with legal defence,13 | P a g e
settlements, and judgments up to the limits specified in the insurance
policy.
Types
• General Liability Insurance: This provides coverage for claims
related to bodily injury, property damage, and personal injury
(such as libel or slander) that occur on the insured’s premises
or as a result of their operations.
• Product Liability Insurance: This covers manufacturers,
distributors, and sellers for claims related to injuries or
damages caused by their products.
• Employer’s Liability Insurance: This provides coverage for
claims made by employees who suffer work-related injuries or
illnesses that are not covered by workers’ compensation
insurance.

1. Agriculture insurance
2. Marine Insurance
3. Goods in Transit
4. Bonds
5. Aviation
6. Funeral Cover